Maraming gumagawa ng plano, pero hindi naman nagtatagal. Because if not, ikaw rin ang mahihirapan sa huli. As I always say, you should adjust your lifestyle to your income and not vice versa. Kapag nahati-hati mo na at may budget ka na sa lahat ng priorities mo, dito ka mag-umpisang mag-set ng spending allowance mo.
Chinkee tan 2016 how to#
Unahin mo muna ang mga pangangailangan mo.Īfter knowing your income and expenses, make a plan on how to spend your resources sa bawat needs na meron ka. Ano ‘yung mga pinagkakagastusan mo on a regular basis para maka-survive ka? Make sure that you can identify between your needs and wants. Lahat ng pinagkakakitaan mo at kinikita mo ay kwentahin mo, so you would know how much your resources are.
Alamin mo ang exact income mo or range ng amount na kinikita mo on a regular basis. This is the first step in creating a spending budget. Now, the question is, how can we create a spending budget? Mas masarap gumastos when you have peace in your heart, kaysa ‘yung nakokonsensya ka at ‘di ka mapalagay. Once the money comes, we will be able to spend our money with joy – not with remorse or regret. When we are create a spending budget, it helps us to develop patience and to wait for the right time before we spend. The key here is living and enjoying within your means. I’m sure you will base your spending budget sa resources na meron ka. If you have a spending budget, ibig sabihin nito ay pwede kang gumastos para sa bonggang bakasyon, hi-tech na cellphone, toys para sa mga anak mo, para sa mga luho mo, at sa kung anu-ano pa – as long as pasok ito sa budget na ginawa mo. At ang tendency pagdating sa paggastos, “ sky’s the limit”, kumbaga. Kaya, may mga taong nalulubog sa utang dahil wala silang spending budget. Ang mahirap ay ‘yung wala kang panggastos, pero gastos ka nang gastos. It is okay to spend, as long as you have the money for it. Having a SPENDING BUDGET allows you to identify what part of your money goes to your spending allowance. So if you want to be wise with your finances, it is very important for us to make a spending budget. He will be joined by members of the popular gaming team, Blacklist International ( V33Wise) and Tiktok creator Dora Dorado who will talk about investing in their passions and growing their investments using GInvest.Ang daming gastusin, pero limited ang kita.Īng bawat sentimo na pumapasok ay siguradong may pinupuntahan.Ī foolish person will spend everything, but a wise person knows how to manage his/her resources and spend it wisely. Hosted by Jaz Reyes, the webinar will feature financial expert Chinkee Tan who will discuss the ins and outs of investing, debunking investing myths and why you should treat your savings like an investment. These affordable rates make GInvest by GCash the first fintech company in the Philippines to offer low investment buy-ins. What’s excellent about GInvest is you can get started with as little as Php 50 buy-in for local funds and Php 1,000 for international funds. It also hopes to empower Filipinos to take charge of their finances and identify their goals to achieve their dreams. The webinar aims to help customers, specifically the young adults, to unlock their financial goals so they can experience their passions, and teach them the ropes on how to invest and grow their money using Gcash.
Chinkee tan 2016 series#
To further educate Filipinos on the many investment possibilities using GInvest by GCash, GCash is mounting its second webinar series Kaya Mo Money Talks on Jat 8pm on GCash’s Facebook page. Learn how to invest in your passions and grow your savings in GCash 2nd Money Talks series Kaya Mo Money Talks
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